This past year I’ve been teaching my daughter more about photography.   A medium that she finds interesting and fun.

One of the things we’ve been working on is being at the right place and at the right time.  Sometimes you have a degree of control over this.  Other times you simply sit and wait, camera in hand for that moment.

I was very fortunate today to capture this photo of a bird in flight today.   A Rose Breasted Cockatoo.

Rose Breasted Cockatoo - in flight

Things got real

So, I’m in my 40s, been married 15 odd years, have kids and a mortgage.   We still struggle financially from payday to payday.   Its just how it is with no apparent way to change.   Not an unfamiliar story.

Recently I had some time off and visited my parents and it dawned on me that over this past decade they’ve not been on a holiday or any type of trips.    The bottom line is they can’t.  Despite dad working hard, saving hard and paying off the house early; in the end it wasn’t enough to live comfortably in retirement.

I don’t want this for us.   So we have to change now or its going to be too late and then we will be stuck in the same boat.    My wife and I talked at length and then set the wheels in motion.  A serendipitous crossing of paths occurred.   We found someone who could help, who understood our situation and concerns; and genuinely wanted too.    It wasn’t too late to change and make things better.

One month has elapsed and in that time we’ve taken control of our journey to retirement.   Restructuring our financial situation for both short and long terms goals, provisions for the kids future and education.    This past weekend we secured our very first investment property; something that we’d always wanted but thought we would never ever achieve.

Now we have options.

Looking ahead at those sunset years now has a new perspective, cause the sun isn’t setting anymore, its just on the rise to a bright and sunny retirement.

Only you can enact change, you have to want it and embrace it.